Price Reduction - Water Views - Primary on Main
Address
403 E High Street, Warsaw, KY
Price
$ 899,999
Property Attributes
- MLS#644995
- TypeSingle Family
- Listing Status Active
- CountyGallatin
- CityWarsaw
- AreaGallatin Cty
- Zip41095
- StyleSee Remarks
- Year Built1822
- Price$ 899,999
- Bedrooms4
- Full Bathrooms4
- Half Bathrooms0
- Sqr Footage2710
- Lot Size1.29 Acres
Data Source:
Northern Kentucky MLS (NKAR)
Property Description
The Payne House: A Legacy of History, Reimagined for Today Step into living history with this exceptional 1922 Greek Revival estate. Built by John Payne, a veteran of the War of 1812, The Payne House is not just a residence--it is a one-of-a-kind masterpiece where centuries of character meet 21st-century luxury. Situated on 1.2 acres of serene riverfront, this property has been restored with an unwavering commitment to its architectural roots while integrating every modern convenience. Inside, discover a seamless blend of past and present. The kitchen is a testament to thoughtful design, featuring custom cabinetry, luxurious leathered granite countertops, and a massive island. A stunning focal point is the custom range hood, meticulously crafted from the home's original timber. Throughout the house, history has been honored; the original kitchen fireplace, once hidden behind drywall for years, has been restored to its former glory, showcasing its original mantel. The primary suite serves as your private sanctuary, offering floor-to-ceiling windows with picturesque views of the river and private grounds. The original hardwood floors are currently protected by carpet, the adjoining room has been transformed into a spa-like retreat, boasting a massive walk-in shower and a spectacular, oversized closet. This is more than a home; it is a rare opportunity to own a piece of heritage, fully prepared for the future. Home also features an apartment which would be perfect for a mother-in-law suite, small business, teenage retreat or an extra income producer. It does not have full kitchen appliances but does feature a full bath.
| Elementary School | Middle School | High School |
|---|---|---|
| Gallatin County Elementary Elementary School | Gallatin County Middle School Middle School | Gallatin County High High School |
| Price History | |
|---|---|
| 7/23/2026 | Listed $950,000 |
| 8/17/2026 | 5$899,999 |
General Features
| Living Area | 2710 |
|---|---|
| Sewer | Public Sewer |
| Heating | Forced Air,Electric |
| Cooling | Central Air |
| Utilities | Propane,Sewer Available,Water Available |
| Roof | Shingle |
| Patio/Porch Features | Covered,Patio,Porch |
| Architectural Style | See Remarks |
| Construction Materials | Brick |
| Year Built | 1822 |
| View | River |
| Levels | Two |
| Property Subtype | Single Family Residence |
| County | Gallatin |
| New Construction | false |
| Property Type | Residential |
| HOA | false |
| Attached Garage | false |
| Other Structures | Shed(s) |
| Total Rooms | 7 |
| Status | Active |
| Directions | Hwy 42 S Right on Morton Ave. Right on High St., Home on left |
| High School | Gallatin County High |
| City | Warsaw |
| Zoning Description | Residential |
| MLS Area | K13 - Gallatin Cty |
| Lot Size Units | Acres |
| Lot Size Square Feet | 56018 |
| Elementary School | Gallatin County Elementary |
| Property Attached Y/N | false |
| Middle/Junior High School | Gallatin County Middle School |
| Property Condition | Existing Structure |
| MLS Area Minor | K13 - Gallatin Cty |
| Structure Type | House |
| Standard Status | Active |
Interior Features
| Interior Amenities | See Remarks,Pocket Door(s),Kitchen Island,Walk-In Closet(s),High Speed Internet,Granite Counters,Entrance Foyer,Double Vanity,Crown Molding,Chandelier,Bookcases,Built-in Features,Ceiling Fan(s),High Ceilings,Multi Panel Doors,Natural Woodwork,Master Downstairs |
|---|---|
| Total Fireplaces | 1 |
| Fireplace Features | Gas |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Insulated Windows |
| Fireplace Y/N | true |
| Laundry Features | Electric Dryer Hookup,Main Level,Washer Hookup |
| Total Baths | 4 |
Exterior Features
| Exterior Amenities | Private Yard |
|---|---|
| Parking Features | Driveway |
| Lot Features | Cleared,Waterfront |
| Water Source | Public |
| Lot Size Area | 1.29 |
| Foundation Details | Stone |
| Lot Dimensions | irregular |
| Lot Size Acres | 1.29 |
| Road Surface Type | Paved |
| Lot Size Source | Realist |
| Road Frontage Type | City Street |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 41095
Price
Year Built
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